It’s More Fun to Save!!

Looking back at what happened to me years ago, I asked myself, “Why a lot of Filipinos still are broke?”  I started to list down possible things that may have contributed to Filipinos being broke:

  • They never save for the rainy days.  Because Filipinos are fun loving people, they have the tendency to think of fun first rather than a temporary bother of savings.
  • They try to help a lot of people.  Filipinos are basically “maawain” and so when they pity someone in need they will give in to helping without thinking about their own family’s need.
  • They would give in to family’s need.  What I meant here is your mama, papa, kuya, bunso (I’m not talking about your own family).  We do this because we feel obliged to send money to them every month and never save some for our self.
  • Vices.  As I said, we are fun loving people.  As Filipinos find ways to have fun, fun become a vice.  You see the poor smoke, drink and gamble more than those who knows how to handle money.

These are just a few lists of reasons why Filipinos are still broke.  But in general, our problem is our mindset.  We have a wrong concept on money.  We see money as a means to buy and spend instead of a means to reach our financial goals in life; yet we want to live in a big house with a nice car but we do not want to take that temporary pain of saving for the rainy days.

Admittedly, I was like this.  I spent all my money and never save some for myself.  Then because of a good financial standing, I was given the chance to get a credit card which I use to keep up with my splurging.  It was a nightmare and I’m glad I survived it!

I will be teaching the things I’ve learned in my own experience in my PERSONAL FINANCIAL MANAGEMENT SEMINAR/TRAINING.  I will show you how simple things as to BUDGET, PAY OFF DEBT, and BUILD FINANCIAL WEALTH are easy when we change our way of thinking.

In the end, it is the attitude, dude!

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